Mortgages

Taking out a mortgage is one of the biggest financial commitments you are likely to make and it can be a stressful and time consuming process.

We can recommend independent Financial Advisors and Mortgage & Protection Advisors who we work with and trust. They will guide you step by step through the process and tailor the mortgage to fit your needs. They will take away the anxiety and the stress of finding the correct mortgage. A mortgage is not a "one size fits all" product, everyone’s needs are different. Most people will start with their own bank, which is not wrong. However, banks only have a limited amount of mortgage products, whereas Mortgage Advisers are able access thousands of deals from the whole of the market and by understanding your needs they will find the most competitive deal to suit your needs.An adviser will ensure that you can afford the mortgage as it is what will be your biggest commitment. You can find out how much you can borrow and how much you will need for a deposit,before you look for a property, so that you have parameters to work within. They will also arrange your Mortgage Protection such as Life Assurance, Critical Illness cover and Income Protection.

Here at Atrium, we will help you find the keys to your new home and a Mortgage Adviser will make sure you can keep them.